www.manoffice.co.uk

Tel. 01438 814073

Fax. 01438 817214

 Email. admin@manoffice.co.uk

Address.

121 London Road

Knebworth

Stevenage

Hertfordshire

SG3 6EX

There will be a fee for mortgage advice, this will be dependent on your circumstances. A typical fee is £299.

Mortgage Advice Network is an appointed representative of PRIMIS Mortgage Network.

PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd

which is authorised and regulated by the Financial Conduct Authority.

Mortgage Advice Network is not authorised via PRIMIS Mortgage Network to provide conveyancing services,

you will be referred to a suitably authorised and qualified 3rd party.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

First Time Buyer

Mortgage Advice

 

 

Obtaining your first Mortgage can be a very daunting experience.

Taking Advice from one of our Independent Mortgage Advisers will

make this experience, easy and worry free.

You may have many questions as a first time buyer, such as,

 

Will I get a mortgage?

How much deposit do I need?

Where can I get a Mortgage?

How much will they lend me?

How much will it cost?

How long will it take?

 

Our experienced helpful advisers can answer these questions with ease.

 

Firstly, your mortgage broker will need to have some idea of what you are looking for, what resources you have, and the price range you would like to achieve.

We will go through how much deposit will be needed, your income, any debts you may have, and your credit history will be checked. This information will then help the adviser calculate a more accurate maximum lending figure.

 

Often, the first-time buyer obtains a mortgage offer in principle through their broker to confirm their lending position prior to making an offer on any property.

(A mortgage offer in principle is a confirmation from a lender, following credit score, that the Lender is prepared to lend to the borrower).

Once an offer has been accepted, you will need to appoint a solicitor to handle the legal side of the process. Your mortgage broker can recommend someone suitable for you.

 

Your mortgage broker will then collect the details of the property you are purchasing and put together your full mortgage application for submission to the mortgage lender.

 

 

 

 

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Call us Free on 0800 0350677